Terms and Condition

Terms of Use for Rivan Kurniawan Services

Rivan Kurniawan provides access to the rivankurniawan.com website and any affiliated websites (collectively referred to as the "Site" or the "Sites"), as well as the products and services available on these Sites (referred to as the "Service"), subject to your agreement with the terms and conditions outlined herein (referred to as the "Terms"), along with any other written agreements between us and you. In these Terms, "you" or "your" refers to the individual accepting these Terms and, if applicable, Rivan Kurniawan on whose behalf they are acting, while "we," "us," "our," refers to Rivan Kurniawan and its affiliates.

BY USING THIS SITE, YOU ARE AGREEING TO BE BOUND BY THESE TERMS OF USE. PLEASE READ THESE TERMS CAREFULLY, AS THEY CONTAIN IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS, REMEDIES, AND OBLIGATIONS. THESE INCLUDE VARIOUS LIMITATIONS AND EXCLUSIONS, AS WELL AS A DISPUTE RESOLUTION CLAUSE THAT OUTLINES THE PROCESS FOR RESOLVING DISPUTES.

Modifications to Terms of Use

Rivan Kurniawan reserves the right, at its sole discretion, to modify or replace the Terms of Use at any time. It is your responsibility to review and familiarize yourself with any such modifications. Your use of the Services following any such notification constitutes your acceptance of the modified terms and conditions of the Terms of Use.

Registered Users & Subscribers

To become a Registered User, you must create an account using the Website interface and activate it by clicking on the activation link provided in the email sent to you by us. Registered Users must not share their user ID, email and password with any other person and must ensure the confidentiality of their user ID, email and password. Registered Users are responsible for all activities that occur under or in relation to their user ID, email and password. Upon our request, Registered Users must provide proof of their identity.

We may be required by law or regulation to identify Registered Users and disclose their details to a third party, including the relevant legal or regulatory authority, upon request. We reserve the right to alter or restrict the services and areas accessible to Registered Users and/or delete any Registered User's account, at our sole discretion, without notice or explanation.

You may only use the Website if you are at least 17 years of age or have parental advisory.

Copyright and Limitations on Use

The content available through RivanKurniawan.com is the property of Rivan Kurniawan or its licensors and is protected by copyright and other intellectual property laws. This content includes, but is not limited to, stories and other items displayed on the site. Content received through Rivankurniawan.com may be displayed, reformatted, and printed for your personal, non-commercial use only. You agree not to reproduce, retransmit, distribute, disseminate, sell, publish, broadcast, or circulate the content received through Mentorbaik.com to anyone, including others in the same company or organization, nor use any data mining, robots, spiders, or similar data gathering and extraction tools for any purpose without the express prior written consent of Rivan Kurniawan. However, you may occasionally and irregularly disseminate an insubstantial portion of content from Rivankurniawan.com for a noncommercial purpose, without charge, and transmitted in non-electronic form, to a limited number of individuals, provided you include all copyright and other proprietary rights notices, original source attribution, and the phrase "Used with permission from Rivan Kurniawan." You may not post any content from Rivankurniawan.com to newsgroups, mailing lists, or electronic bulletin boards without the prior written consent of Rivan Kurniawan. Rivankurniawan.com may include facts, views, opinions, and recommendations of individuals and organizations deemed of interest. Rivan Kurniawan and its content licensors do not guarantee the accuracy, completeness, or timeliness of, or otherwise endorse, these views, opinions, or recommendations, provide tax or investment advice, or advocate the purchase or sale of any security or investment.

The Subscriber further agrees that only one user will log in and use this subscription. Subscriptions are meant for one user only and are not to be shared. Additional users must have their own user ID, email and password and their own subscription.

DIGITAL PRODUCT, EVENT & SUBSCRIBER FEES

Customers are required to pay a non-refundable fee based on the service they wish to use, such as :


Rivan Kurniawan may offer, as indicated on the Order Form, the Customer will be charged at the beginning of the initial service period for services

Payment Method

Rivan Kurniawan accepts the following payment methods:


Rivan Kurniawan bears no responsibility for any misuse of credit cards or other payment methods belonging to users. It is the responsibility of credit card holders to input their details correctly during transactions and to safeguard their credit card information. Rivan Kurniawan disclaims liability for any transactional fraud arising from credit card payments or other payment methods. Users acknowledge that payments are assumed to be made by the credit card holders/bank account holders and understand that any issues of fraud are beyond Rivan Kurniawan's control. Therefore, users agree to indemnify Rivan Kurniawan from any liabilities arising from transactional fraud.

All transactions will be processed in Rupiah and/or converted to the equivalent Rupiah value within 24 hours.

By successfully completing an order for our Subscription Service, you acknowledge that the Product is immediately accessible. As the services are provided upon your request, we do not offer refunds after the purchase is completed.

Subscriber Term/Termination

After the initial term, this Agreement will auto-renew on a monthly, quarterly, or annual basis, with all services reactivated for the respective account. Additionally, Rivan Kurniawan reserves the right to immediately suspend performance or terminate this Agreement without notice and without liability if: (a) the Subscriber fails to pay any amount due to Rivan Kurniawan or initiates chargebacks through the applicable credit card company, (b) any Content necessary for Rivan Kurniawan to fulfill its obligations is suspended or terminated, or (c) if the Subscriber engages in conduct deemed unacceptable by Rivan Kurniawan, or breaches this Agreement. Rivan Kurniawan may discontinue any subscription products at any time, with or without notice and for any reason, including if it believes the user is under 18, suspected fraudulent, abusive, or illegal activities may result in the termination of your relationship and referral to appropriate law enforcement authorities.

Without prejudice to our other rights under these Terms, if you (including Registered Users and Subscribers) breach any of these Terms, or if we reasonably suspect that you have breached any of these Terms, we may:

If we suspend, prohibit, or block your access to the Website or Subscription Service, your right to use the services ceases immediately. We shall not be liable to you or any third party for any claims or damages arising from such termination or suspension. You must not attempt to circumvent such suspension, prohibition, or block (including using a different account).

Changed Terms

RivanKurniawan.com reserves the right to change or modify the terms and conditions for Subscriber use of RivanKurniawan.com, or any part thereof, or to impose new conditions, including adding fees and charges for use. Such changes shall be effective immediately upon notice given by posting on Mentorbaik.com, electronic mail, or other means. Your use of RivanKurniawan.com after such notice constitutes acceptance of the changes.

User Content

You are solely responsible for the User Content you post on or through the Service. You may not post or share User Content that you did not create or have permission to post. Rivan Kurniawan reserves the right to refuse, delete, or remove any User Content that violates the Terms or for any other reason. You are responsible for creating backup copies and replacing any User Content you post or store on the Service.

All postings, messages, text, images, videos, or other materials ("Content") posted on the Service are the responsibility of the originator. Rivan Kurniawan makes no representation or warranty regarding the accuracy, completeness, or authenticity of Content on linked websites. Your use of such Content is at your own risk. Rivan Kurniawan, its affiliates, or partners are not liable for any Content posted on the Service.

By posting User Content, you grant Rivan Kurniawan license to use, copy, display, distribute, and sublicense the Content for any purpose. You retain ownership of your User Content.

You must ensure that your User Content and its use comply with these Terms. You are responsible for adhering to our House Rules. We do not monitor all User Content but reserve the right to edit, delete, or move it without notice.

User Content Disclaimer

The Service does not provide tax, legal, or investment advice. Content is for informational and educational purposes only. Rivan Kurniawan, its affiliates, and partners disclaim liability for any actions taken based on Content. Users should conduct their own research before making investment decisions. The opinions expressed in User Content are solely those of the creators and do not constitute recommendations. Users understand the risks associated with investing in securities and that Content may not contain a complete list of relevant risk factors.

Warranties

You recognize that alterations may be made to the Website and its content without prior notice.

Despite the assurances, Rivan Kurniawan is not authorized to provide investment advice, and nothing on the Website should be construed as an attempt by Rivan Kurniawan to offer such guidance. Rivan Kurniawan Content, Rivan Kurniawan Data, User Content, and/or relevant Third Party Content are provided "as is" and may contain inaccuracies or errors. It is advisable to seek validation from a reliable third-party source for any information found on the Website that you intend to rely on. The use of Rivan Kurniawan Content, Rivan Kurniawan Data, User Content, and/or Third Party Content is solely at the Subscriber's own risk.

Subscribers acknowledge that utilizing and interpreting the Rivan Kurniawan Data and any data analysis tools provided as part of the Subscription Service requires skill and judgment. Subscribers must always exercise their own skill and judgment in using and interpreting the Subscription Service and bear sole responsibility for its intended purposes. This includes all opinions, recommendations, forecasts, and other actions based wholly or partially on the Rivan Kurniawan Data and/or data analysis tools.

Except for the warranty provided above regarding the paid Subscription Service:

You acknowledge that the material on the Website submitted by third parties (including our Registered Users) from time to time is the sole responsibility of the third party who submitted it. If you identify any inaccuracies or errors on the website, please inform us.

Indemnity

You agree to indemnify and hold harmless Rivan Kurniawan, its subsidiaries, affiliates, and each of their members, managers, directors, officers, agents, contractors, partners, and employees from any loss, liability, claim, demand, damages, costs, and expenses, including reasonable attorney's fees, arising from or related to your use of the Service, Subscriber's Account, any Content you post or share on or through the Service, your conduct in connection with the Service or with other Users, or any violation of these Terms or any law, rule, regulation, or order, or the rights of any third party. This indemnity remains valid even after you cease using the Service.

Financial Disclaimer

RivanKurniawan.com serves as a news portal, discussion forum, and content aggregator. We are not a broker/dealer or provider of tax or legal advice. We lack access to non-public information about publicly traded companies and do not offer or solicit financial or investment advice.

Rivan Kurniawan functions as an educational platform for analyzing, learning, and discussing general information related to stocks, investments, and strategies. The content on the site, excluding Rivan Kurniawan Data, does not constitute a recommendation to engage in any securities transactions or investment strategies. We do not provide personalized recommendations or assessments regarding the suitability of any stock or investment approach for an individual's financial needs.

The majority of the content on our site is user-generated and therefore challenging to monitor effectively. All information about businesses, companies, investment strategies, investments, and investment opportunities on our Website, excluding Rivan Kurniawan Data, is provided by our Registered Users and other third parties. We act solely as a conduit for this information and do not select, monitor, edit, review, or oversee the information or its publication on our Website.

Any investment screens presented should be regarded as candidates for further research rather than a buy list or set of recommendations. While screening may help narrow a search based on predefined criteria, it does not replace independent research based on individual investing/trading criteria.

Rivan Kurniawan Data is intended for informational purposes only and may contain inaccuracies. It is essential to conduct your own analysis before making any investment based on your unique circumstances. Seek professional financial advice or independently research and verify any information found on our Website before relying on it for investment decisions or otherwise. Any agreements between you and any third party contacted via the Website are at your own risk.

Consequently, we shall not be liable, whether in contract, tort (including negligence), or otherwise, for any damage, expense, or other loss you may suffer as a result of such information or your reliance on it.

General Disclaimer

The Service may occasionally be unavailable for maintenance or other reasons. Rivan Kurniawan is not responsible for any errors, omissions, interruptions, deletions, defects, delays in operation or transmission, communication line failures, theft, destruction, or unauthorized access to or alteration of User Content. Rivan Kurniawan is not liable for any technical malfunctions or other problems affecting any telephone network or service, computer systems, servers or providers, computer or mobile phone equipment, or software, whether due to technical problems or traffic congestion on the Internet or at any site or in connection with the Service. This includes any injury or damage to your or any other person's computer, mobile phone, or other hardware or software related to or resulting from the use or downloading of Content in connection with the Web and/or the Service. In no event will Rivan Kurniawan be liable for any loss or damage, including loss of User Content or personal injury or death, resulting from anyone's use of the Service or any Content posted on or transmitted to or by Users, or any interactions between Users, whether online or offline.

Rivan Kurniawan is not a registered broker-dealer and does not endorse or recommend the services of any brokerage company. The brokerage company you choose (and not Rivan Kurniawan) is solely responsible for its services to you. RIVAN KURNIAWAN, ITS AFFILIATES, AND PARTNERS SHALL NOT BE LIABLE FOR ANY DAMAGES OR COSTS ARISING OUT OF OR IN ANY WAY CONNECTED WITH YOUR USE OF THE SERVICES OF ANY BROKERAGE COMPANY. THE SERVICE AND THE CONTENT ARE PROVIDED "AS IS," AND RIVAN KURNIAWAN, ITS PARTNERS, AND AFFILIATES DISCLAIM ALL REPRESENTATIONS AND WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. RIVAN KURNIAWAN CANNOT GUARANTEE AND DOES NOT PROMISE ANY SPECIFIC RESULTS FROM THE USE OF THE SERVICE. RIVAN KURNIAWAN DOES NOT REPRESENT OR WARRANT THAT THE SOFTWARE, CONTENT, OR MATERIALS ON THE SERVICE OR ELSEWHERE ARE ACCURATE, COMPLETE, RELIABLE, CURRENT, OR ERROR-FREE OR THAT THE SERVICE OR ANY OF THE SERVERS USED TO OPERATE THE SERVICE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THEREFORE, YOU SHOULD EXERCISE CAUTION IN THE USE AND DOWNLOADING OF ANY CONTENT OR MATERIALS AND USE INDUSTRY-RECOGNIZED SOFTWARE TO DETECT AND DISINFECT VIRUSES. WITHOUT LIMITING THE FOREGOING, YOU UNDERSTAND AND AGREE THAT YOU DOWNLOAD OR OTHERWISE OBTAIN CONTENT, DATA, OR OTHER MATERIAL FROM OR THROUGH THE SERVICE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR YOUR USE THEREOF AND ANY DAMAGES TO YOUR MOBILE DEVICE OR COMPUTER SYSTEM, LOSS OF DATA, OR OTHER HARM OF ANY KIND THAT MAY RESULT.

Rivan Kurniawan reserves the right to modify any and all Content, software, and other items utilized or included in the Service without prior notice. Any reference to products, services, processes, or other information, whether by trade name, trademark, manufacturer, supplier, or otherwise, does not imply our endorsement, sponsorship, or recommendation, or any affiliation with, the mentioned entities.

Third Party Content

RivanKurniawan.com acts as a distributor (not a publisher) of content provided by third parties and Subscribers. The opinions, advice, statements, services, offers, or other information expressed or made available by third parties, including information providers, Subscribers, or any other user of Mentorbaik.com, are solely those of the respective author(s) or distributor(s) and not of RivanKurniawan.com. Neither RivanKurniawan.com nor any third-party provider of information guarantees the accuracy, completeness, usefulness, merchantability, or fitness for any particular purpose of any content. The content available through Mentorbaik.com may reflect the opinions and judgments of individuals not under contract with RivanKurniawan.com, and we are not responsible for its accuracy or reliability.

Under no circumstances will RivanKurniawan.com be liable for any loss or damage resulting from a Subscriber's reliance on information obtained through RivanKurniawan.com. Subscribers are responsible for evaluating the accuracy, completeness, or usefulness of any information, opinion, advice, or other content available through RivanKurniawan.com.

Users may encounter advertising or other content on our Site linking to the sites and services of third parties. We do not control the content or links on these sites and are not responsible for their practices. Users should review the terms and policies of any third-party services they utilize or to which they navigate.

Trademarks

Rivan Kurniawan brand and other trademarks are registered trademarks or trade dress of Rivan Kurniawan. They should not be used in connection with any product or service in a way that could cause confusion without our written agreement.

Charges

Subscribers agree to pay the Charges as detailed on the Website in exchange for the Subscription Service. If we are unable to withdraw Charges from the Subscriber's account, we reserve the right to suspend access to the Subscription Service or terminate the agreement.

Refund

Refunds or cancellations are generally not provided after payment unless a mistake is proven to have been made by Rivan Kurniawan.

Billing assistance will be conducted via email [email protected]. Our customer service operates on business days, Monday to Friday.

Privacy

We value the privacy of our Users. By using the Service, you consent to the processing of your personal data in the Republic of Indonesia.

Governing Law

By accessing this site, both parties agree that the statutes and laws of the Republic of Indonesia apply. Any disputes shall be subject to the exclusive jurisdiction of the courts within the Republic of Indonesia.

Submissions

Any Submissions provided by you to Rivan Kurniawan become the sole property of Rivan Kurniawan and may be used and disseminated without acknowledgment or compensation.

General

These Terms constitute the entire agreement between you and Rivan Kurniawan regarding the use of the Service. If any provision of these Terms is deemed invalid or unenforceable, the remaining provisions shall remain valid and enforceable.

For inquiries about these Terms of Use or your dealings with this site, please contact us at the provided address and contact information:

RA Mampang Tower, Lt. 7, Zona 1
Jl. Mampang Prpt. Raya No.66, RT.9/RW.3, Tegal Parang,
Kec. Mampang Prpt., Kota Jakarta Selatan,
Daerah Khusus Ibukota Jakarta 12790
Whatsapp Official: +6289630452810
Email:[email protected]
Operational Hours: 9.00 – 16.30 WIB


PERJANJIAN KEGIATAN PENASIHAT INVESTASI

PARA PIHAK terlebih dahulu menerangkan hal-hal sebagai berikut:

  1. PIHAK PERTAMA merupakan Penasihat Investasi Perseorangan yang akan memberikan nasihat investasi kepada Pihak Kedua;
  2. PIHAK KEDUA merupakan Nasabah / Klien Perseorangan yang akan menerima nasihat Investasi dari Pihak Pertama.
  3. Masing-masing PIHAK bermaksud untuk melaksanakan Perjanjian ini dengan iktikad baik;

PARA PIHAK telah setuju dan sepakat secara sadar dan tanpa paksaan untuk menyetujui dan menandatangani Perjanjian dengan syarat dan ketentuan sebagai berikut:

PASAL 1 KESEPAKATAN KERJA SAMA

  1. PIHAK PERTAMA dan PIHAK KEDUA, sepakat untuk melakukan kerja sama dimana PIHAK KEDUA menunjuk PIHAK PERTAMA sebagai Penasihat Investasi dan PIHAK PERTAMA menerima penunjukan tersebut.
  2. Ruang lingkup kerja sama yang tertuang di dalam Perjanjian ini termasuk namun tidak terbatas pada hal-hal sebagai berikut:
    • PIHAK PERTAMA akan memberikan nasihat kepada PIHAK KEDUA mengenai penjualan atau pembelian efek;
    • PIHAK PERTAMA akan memberikan imbalan jasa yang dilaksanakan PIHAK KEDUA sesuai dengan syarat dan ketentuan dalam Perjanjian ini; dan/atau
    • Masing-masing PIHAK akan melaksanakan kewajibannya sebagaimana diatur dalam Pasal 2 dan 3 Perjanjian ini.

PASAL 2 KEWAJIBAN DAN HAK PIHAK PERTAMA 

  1. Kewajiban PIHAK PERTAMA selama Masa Kerja Sama adalah sebagai berikut:
    • PIHAK PERTAMA wajib dengan iktikad baik dan penuh tanggung jawab menjalankan tugasnya sebagai penasihat investasi PIHAK KEDUA;
    • PIHAK PERTAMA berkewajiban untuk mereferensikan produk dan/atau instrumen investasi efek kepada PIHAK PERTAMA dengan memberikan alasan atas referensi tersebut;
    • PIHAK PERTAMA berkewajiban untuk membantu PIHAK KEDUA memilih instrumen investasi yang direferensikan sesuai dengan profil, kebutuhan, kepentingan, dan/atau jangka waktu investasi PIHAK KEDUA;
    • PIHAK PERTAMA berkewajiban untuk melakukan pengawasan dan monitoring investasi secara berkala untuk kepentingan PIHAK KEDUA;
    • PIHAK PERTAMA berkewajiban untuk memberikan informasi terkait investasi yang direferensikan dan perihal keadaan pasar serta tindakan-tindakan khusus pada situasi atau kondisi tertentu kepada PIHAK KEDUA;
    • PIHAK PERTAMA wajib untuk memberikan jawaban-jawaban atas pertanyaan- pertanyaan PIHAK KEDUA terkait produk dan/atau instrumen investasi;
    • PIHAK PERTAMA dalam melaksanakan kewajibannya berdasarkan Perjanjian ini akan tunduk terhadap setiap peraturan perundang-undangan yang berlaku;
    • PIHAK PERTAMA wajib menjaga nama baik PIHAK KEDUA.

PASAL 3 KEWAJIBAN DAN HAK PIHAK KEDUA

  1. Kewajiban PIHAK KEDUA selama Masa Kerja Sama adalah sebagai berikut:
    • PIHAK KEDUA wajib membayarkan Komisi / Subscription Fee kepada PIHAK PERTAMA sesuai dengan syarat dan ketentuan sebagaimana diatur dalam Perjanjian ini;
    • PIHAK KEDUA dapat menyampaikan informasi kepada PIHAK PERTAMA apabila ingin melakukan penambahan dana ke dalam RDI (Rekening Dana Investor) PIHAK PERTAMA selama Masa Kerja Sama;
    • PIHAK KEDUA dapat meminta persetujuan PIHAK PERTAMA terlebih dahulu apabila ingin melakukan penarikan dana dari RDI (Rekening Dana Investor) selama Masa Kerja Sama;
    • PIHAK KEDUA wajib menjaga nama baik PIHAK PERTAMA.
  2. PIHAK KEDUA berhak untuk mendapatkan hal-hal sebagai berikut dari PIHAK PERTAMA:
    • PIHAK KEDUA berhak untuk mendapatkan referensi produk dan/atau investasi efek;
    • PIHAK KEDUA berhak untuk mendapatkan bantuan dari PIHAK PERTAMA dalam memilih instrumen investasi yang direferensikan sesuai dengan profil, kebutuhan, kepentingan, dan/atau jangka waktu investasi PIHAK KEDUA;
    • PIHAK KEDUA berhak mendapatkan pengawasan dan monitoring investasi secara berkala;
    • PIHAK KEDUA berhak untuk mendapatkan informasi terkait investasi yang direferensikan dan perihal keadaan pasar serta tindakan-tindakan khusus pada situasi atau kondisi tertentu;

PASAL 4 RISIKO INVESTASI 

  1. PIHAK KEDUA menerima dan memahami sepenuhnya bahwa dalam berinvestasi terdapat risiko investasi yang dapat berdampak terhadap kinerja portofolionya dan PIHAK KEDUA setuju untuk menanggung segala risiko investasi yang dapat berdampak terhadap portofolionya, termasuk di antaranya adalah risiko-risiko sebagai berikut:
  2. Risiko pasar yang diakibatkan oleh penurunan harga atas Efek dalam Portofolio Efek sehingga dapat mengakibatkan penurunan nilai portofolio;
  3. Risiko likuiditas yang mengakibatkan Nasabah mengalami kesulitan dalam penjualan Efek dalam portofolio sehubungan dengan Perjanjian ini;
  4. Risiko perubahan politik, ekonomi dan sosial secara nasional maupun internasional yang dapat mempengaruhi nilai portofolio;
  5. Risiko perubahan peraturan perundang-undangan yang dapat mempengaruhi nasihat investasi;
  6. Sehubungan dengan terjadinya risiko-risiko investasi tersebut, PIHAK KEDUA setuju untuk membebaskan PIHAK PERTAMA dari segala tuntutan dalam bentuk apapun dan dari pihak manapun.
  7. Dalam hal PIHAK KEDUA dalam kondisi Net Loss pada tanggal akhir Masa Kerja Sama, PARA PIHAK setuju dan sepakat bahwa PIHAK KEDUA tidak perlu membayarkan komisi apapun kepada PIHAK PERTAMA.
  8. PIHAK PERTAMA tidak menjamin kinerja dan/atau hasil investasi dari portofolio Nasabah dan juga tidak bertanggung jawab terhadap kehilangan kesempatan di mana nilai portofolio mungkin dapat bertambah atau mengalami penurunan nilai bagaimanapun hal tersebut terjadi.

PASAL 5 FORCE MAJEURE

  1. Force Majeure adalah suatu keadaan diluar batas kemampuan dan/atau kekuasaan dari PIHAK yang bersangkutan yang menyebabkan tidak dapat dilaksanakannya dan/atau tertundanya pelaksanaan kewajibannya sebagaimana ditetapkan dalam Perjanjian ini, kejadian mana adalah kejadian-kejadian diluar kuasa manusia yaitu kebakaran, banjir, letusan gunung berapi, gempa bumi, topan, angin ribut, tindakan-tindakan perampasan oleh negara, perang baik yang diumumkan maupun yang tidak diumumkan, kerusuhan, pemberontakan dan/atau lain-lain yang merupakan keadaan yang diluar kemampuan manusia (act of God).
  2. Apabila Perjanjian ini tidak dapat dilaksanakan dikarenakan Force Majeure, maka PIHAK yang mengalami kejadian tersebut wajib memberitahukan kejadian tersebut kepada PIHAK lainnya secara tertulis dalam batas waktu 2 x 24 (dua kali dua puluh empat) jam untuk diadakannya perundungan mengenai kelanjutan Perjanjian ini.
  3. PARA PIHAK sepakat untuk tidak akan saling melakukan penuntutan atas setiap keadaan dan/atau peristiwa akibat adanya Force Majeure sebagaimana dimaksud dalam Perjanjian ini.

PASAL 6 HUKUM YANG BERLAKU DAN PENYELESAIAN PERSELISIHAN

  1. Perjanjian ini tunduk dan patuh pada hukum Negara Republik Indonesia.
  2. Bila terjadi perselisihan antara PIHAK PERTAMA dan PIHAK KEDUA maka perselisihan tersebut akan diselesaikan secara musyawarah dan mufakat. Apabila musyawarah dan mufakat tidak dapat tercapai maka PARA PIHAK sepakat untuk menyelesaikan perselisihan melalui Pengadilan Negeri Jakarta Barat.

PASAL 7 PENGAKHIRAN PERJANJIAN

  1. Perjanjian ini dapat diakhiri sebelum berakhirnya Masa Kerja Sama berdasarkan kesepakatan tertulis PARA PIHAK.
  2. Salah satu PIHAK dapat mengakhiri Perjanjian ini, dengan pemberitahuan tertulis paling sedikit 30 (tiga puluh) hari kalender sebelum pengakhiran berlaku efektif ("Pemberitahuan Pengakhiran”) dalam hal:
    • terjadinya peristiwa cedera janji (wanprestasi) oleh salah satu PIHAK yang berkelanjutan dan belum diperbaiki sesuai dengan kepuasan PIHAK lainnya dalam waktu 30 (tiga puluh) hari kalender setelah peristiwa tersebut terjadi;
    • salah satu PIHAK dinyatakan dan/atau mengajukan bangkrut/pailit ke pengadilan;
    • salah satu PIHAK terlibat tindak kriminal/pidana;
    • salah satu PIHAK terlibat dalam perkara perdata yang secara material tidak menguntungkan PIHAK lainnya;
  3. Berakhirnya Perjanjian tidak akan menghilangkan dan/atau menghapus hak dan kewajiban masing-masing Pihak yang tetap harus diselesaikan sesuai dengan syarat dan ketentuan dalam Perjanjian ini.
  4. Pengakhiran Perjanjian ini sesuai dengan ketentuan-ketentuannya akan timbul tanpa adanya keperluan untuk meminta suatu penetapan pengadilan dan Para Pihak dengan ini sepakat untuk mengesampingkan keberlakuan Pasal 1266 Kitab Undang-Undang Hukum Perdata Indonesia sejauh keputusan pengadilan diperlukan untuk pengakhiran perjanjian.

 PASAL 8 KERAHASIAAN

  1. PARA PIHAK dengan ini menyetujui untuk tidak membocorkan atau menyebarluaskan dengan cara apa pun segala bentuk dan seluruh data termasuk, tidak terbatas, Perjanjian ini, data keuangan, informasi (tertulis maupun lisan), gambar, denah, peta, dokumen dan hal- hal lain yang terkait dengan rahasia dagang, klien, bisnis, organisasi, transaksi, pekerjaan dan usaha dari PARA PIHAK dan PARA PIHAK setuju bahwa setiap Informasi Rahasia hanya digunakan untuk tujuan pelaksanaan Perjanjian dan tidak menggunakannya untuk kepentingan lain di luar dari apa yang dituangkan dalam Perjanjian ini (“Informasi Rahasia”) kepada pihak luar atau publik.
  2. Apabila dalam suatu keadaan dipersyaratkan untuk melakukan keterbukaan atas Informasi Rahasia dalam Perjanjian ini, maka PIHAK tersebut harus mendapatkan persetujuan tertulis dari PIHAK lainnya terlebih dahulu.
  3. Salah satu PIHAK, setiap saat, berdasarkan permintaan tertulis, dapat meminta kepada PIHAK lainnya dan PIHAK lainnya untuk mengembalikan dan/atau memusnahkan (bila dapat dilakukan) Informasi Rahasia tersebut dan tidak dapat menyimpan salinan dari padanya.
  4. Apabila salah satu PIHAK mengungkapkan, membocorkan atau menyebarluaskan Informasi Rahasia milik PIHAK lainnya yang membahayakan kelangsungan Kerja Sama dan/atau menyebabkan kerugian pada kegiatan usaha salah satu PIHAK, maka dengan demikian PIHAK yang melakukan pengungkapan, membocorkan atau menyebarluaskan Informasi Rahasia harus:
  5. mengembalikan data, informasi dan/atau dokumen rahasia yang menjadi dasar pihak tersebut melakukan pengungkapan, membocorkan atau menyebarluaskan Informasi Rahasia; dan/atau
  6. mengganti segala kerugian, termasuk namun tidak terbatas pada kerugian material yang diderita oleh PIHAK yang dirugikan.

PASAL 9 LAIN-LAIN

  1. Setiap hak dan kewajiban masing-masing PIHAK berdasarkan Perjanjian ini tidak dapat dipindahkan, dijaminkan atau dialihkan kepada pihak mana pun juga tanpa persetujuan tertulis terlebih dahulu dari PIHAK lainnya dalam Perjanjian ini, kecuali telah dinyatakan secara jelas di dalam Perjanjian ini.
  2. Kecuali dinyatakan lain dalam Perjanjian ini, Perjanjian ini dan Lampiran dalam Perjanjian ini (yang merupakan satu kesatuan Perjanjian ini) merupakan pernyataan yang lengkap dan eksklusif dari ketentuan-ketentuan perjanjian antara PARA PIHAK sehubungan dengan hal pokok dan menggantikan seluruh pemahaman, perjanjian atau pernyataan sebelumnya oleh PARA PIHAK, baik tertulis dan lisan sejauh yang berkaitan dengan cara apa pun dengan subjek dari hal ini.
  3. Perjanjian ini ditandatangani oleh wakil-wakil yang sah dari masing-masing PIHAK pada saat Perjanjian ini ditandatangani. Oleh karena itu apabila terjadi perubahan kepengurusan pada masing-masing PIHAK, maka pengurus baru tersebut wajib tunduk dan/atau taat pada seluruh isi Perjanjian ini, dan perubahan kepengurusan Perseroan tersebut tidak dapat dijadikan alasan oleh PARA PIHAK untuk mengurangi isi pelaksanaan Perjanjian ini.
  4. Judul Perjanjian atau judul-judul pasal dalam Perjanjian ini hanya sebagai referensi saja dan tidak dapat dipakai untuk menafsirkan isi pasal-pasal apalagi untuk menafsirkan isi Perjanjian secara keseluruhan.
  5. Dalam hal ada ketidaksesuaian atau pertentangan judul Perjanjian atau judul-judul pasal dengan isi atau keseluruhan yang tercantum dalam Perjanjian ini atau bertentangan dengan ketentuan yang tercantum dalam lampiran, maka yang akan dipergunakan dan berlaku adalah ketentuan-ketentuan dalam Perjanjian ini.
  6. Setiap ketentuan dalam Perjanjian ini yang akan dilarang atau tidak dapat berlaku dalam yurisdiksi mana pun, atas yurisdiksi tersebut, tidak akan efektif sejauh larangan atau ketidakberlakuan tersebut tanpa membatalkan ketentuan lainnya dalam Perjanjian ini, dan setiap larangan atau ketidakberlakuan dalam yurisdiksi mana pun tidak akan batal atau membuat ketentuan tersebut itu tidak dapat diberlakukan di yurisdiksi lain mana pun. Dalam hal ketentuan apa pun tersebut dalam Perjanjian ini dianggap tidak sah, PARA PIHAK wajib segera melakukan negosiasi ulang dengan itikad baik ketentuan baru untuk mengembalikan Perjanjian ini sedekat mungkin dengan maksud dan keberlakuan awalnya.
  7. Apabila satu ketentuan atau lebih dalam Perjanjian ini tidak berlaku, tidak sah atau tidak dapat dilaksanakan dalam hal apa pun berdasarkan hukum yang berlaku, maka pembatalan ketentuan bersangkutan tidak mempengaruhi keabsahan ketentuan lain dalam Perjanjian ini dan ketentuan lain tersebut dinyatakan tetap berlaku, sah dan dapat dilaksanakan.
  8. Perjanjian ini merupakan keseluruhan Perjanjian antara PARA PIHAK dan menggantikan setiap bentuk komunikasi, pernyataan atau Perjanjian yang sebelumnya antara PARA PIHAK baik itu lisan ataupun tulisan mengenai hal-hal yang ada dalam Perjanjian ini. Ketentuan-ketentuan atau kondisi-kondisi dari Perjanjian ini tidak akan dimodifikasikan, diubah atau dibuat lain kecuali merupakan perubahan yang ditandatangani oleh PARA PIHAK. Oleh karena itu, tidak ada PIHAK yang memiliki hak untuk melakukan tindakan yang bertentangan dengan Perjanjian ini berdasarkan Perjanjian, pemahaman, atau pernyataan terdahulu tersebut, kecuali dalam hal penipuan. 
  9. PARA PIHAK setuju untuk menandatangani dan tunduk terhadap dokumen hukum ini serta untuk melakukan dan menjalankan segala tindakan dan perbuatan lebih lanjut yang perlu atau patut dalam rangka pelaksanaan ketentuan-ketentuan Perjanjian ini.

Istilah-istilah yang didefinisikan di dalam Perjanjian ini dalam bentuk tunggal mempunyai pengertian yang korelatif apabila dipergunakan dalam bentuk ganda dan sebaliknya. 

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INVESTMENT ADVISOR ACTIVITY AGREEMENT

The PARTIES first state the following:

  1. The FIRST PARTY is an Individual Investment Advisor who will provide investment advice to the Second Party.
  2. The SECOND PARTY is an Individual Client who will receive investment advice from the First Party.
  3. Each PARTY intends to execute this Agreement in good faith.

The PARTIES have agreed and consciously and without coercion to agree and sign this Agreement with the following terms and conditions:

ARTICLE 1 COOPERATION AGREEMENT

  1. The FIRST PARTY and the SECOND PARTY agree to cooperate wherein the SECOND PARTY appoints the FIRST PARTY as the Investment Advisor and the FIRST PARTY accepts the appointment.
  2. The scope of cooperation as outlined in this Agreement includes but is not limited to the following:
    • The FIRST PARTY will provide advice to the SECOND PARTY regarding the sale or purchase of securities;
    • The FIRST PARTY will provide services as performed by the SECOND PARTY in accordance with the terms and conditions in this Agreement; and/or
    • Each PARTY will fulfill its obligations as stipulated in Articles 2 and 3 of this Agreement.

ARTICLE 2 OBLIGATIONS AND RIGHTS OF THE FIRST PARTY

  1. The obligations of the FIRST PARTY during the Cooperation Period are as follows:
    • The FIRST PARTY must in good faith and with full responsibility carry out its duties as the investment advisor to the SECOND PARTY;
    • The FIRST PARTY is obliged to recommend investment products and/or securities instruments to the SECOND PARTY with reasons for such recommendations;
    • The FIRST PARTY is obliged to assist the SECOND PARTY in selecting the recommended investment instruments in accordance with the profile, needs, interests, and/or investment period of the SECOND PARTY;
    • The FIRST PARTY is obliged to regularly supervise and monitor the investments for the benefit of the SECOND PARTY;
    • The FIRST PARTY is obliged to provide information related to recommended investments and market conditions as well as special actions in certain situations or conditions to the SECOND PARTY;
    • The FIRST PARTY is required to provide answers to the SECOND PARTY’s questions regarding investment products and/or instruments;
    • The FIRST PARTY in fulfilling its obligations under this Agreement will comply with all applicable laws and regulations;
    • The FIRST PARTY is obliged to maintain the good name of the SECOND PARTY.

ARTICLE 3 OBLIGATIONS AND RIGHTS OF THE SECOND PARTY

  1. The obligations of the SECOND PARTY during the Cooperation Period are as follows:
    • The SECOND PARTY must pay the Commission to the FIRST PARTY according to the terms and conditions as stipulated in this Agreement;
    • The SECOND PARTY may provide information to the FIRST PARTY if additional funds are to be deposited into the FIRST PARTY’s Investor Fund Account during the Cooperation Period;
    • The SECOND PARTY may request the FIRST PARTY’s approval first if intending to withdraw funds from the Investor Fund Account during the Cooperation Period;
    • The SECOND PARTY is obliged to maintain the good name of the FIRST PARTY.
  2. The SECOND PARTY has the right to obtain the following from the FIRST PARTY:
    • The SECOND PARTY has the right to obtain product and/or securities investment recommendations;
    • The SECOND PARTY has the right to obtain assistance from the FIRST PARTY in selecting the recommended investment instruments in accordance with the profile, needs, interests, and/or investment period of the SECOND PARTY;
    • The SECOND PARTY has the right to obtain regular supervision and monitoring of investments;
    • The SECOND PARTY has the right to obtain information related to recommended investments and market conditions as well as special actions in certain situations or conditions;

ARTICLE 4 INVESTMENT RISKS

  1. The SECOND PARTY fully understands and accepts that investing carries investment risks that may impact portfolio performance, and the SECOND PARTY agrees to bear all investment risks that may impact their portfolio, including but not limited to the following risks:
    • Market risk due to a decline in the price of securities in the Securities Portfolio which may result in a decrease in the portfolio value;
    • Liquidity risk resulting in difficulties in selling securities in the portfolio in connection with this Agreement;
    • Risk of changes in political, economic, and social conditions nationally and internationally that may affect the portfolio value;
    • Risk of changes in laws and regulations that may affect investment advice;
    • In connection with these investment risks, the SECOND PARTY agrees to release the FIRST PARTY from any claims in any form and from any party.
  2. If the SECOND PARTY is in a Net Loss condition at the end of the Cooperation Period, the PARTIES agree that the SECOND PARTY is not required to pay any commission to the FIRST PARTY.
  3. The FIRST PARTY does not guarantee the performance and/or investment results of the client's portfolio and is not responsible for missed opportunities where the portfolio value may increase or decrease for any reason.

ARTICLE 5 FORCE MAJEURE

  1. Force Majeure is a situation beyond the ability and/or control of the concerned PARTY that causes the inability to perform and/or delays the fulfillment of its obligations as stipulated in this Agreement, which are events beyond human control, such as fire, flood, volcanic eruption, earthquake, typhoon, storm, acts of state seizure, war whether declared or undeclared, riots, rebellion, and/or other situations beyond human control (act of God).
  2. If this Agreement cannot be performed due to Force Majeure, the PARTY experiencing the event must notify the other PARTY in writing within 2 x 24 (two times twenty-four) hours for a deliberation on the continuation of this Agreement.
  3. The PARTIES agree not to file claims against each other for any condition and/or event due to Force Majeure as specified in this Agreement.

ARTICLE 6 APPLICABLE LAW AND DISPUTE RESOLUTION

  1. This Agreement is subject to and governed by the laws of the Republic of Indonesia.
  2. If there is a dispute between the FIRST PARTY and the SECOND PARTY, it will be resolved through deliberation and consensus. If deliberation and consensus cannot be reached, the PARTIES agree to resolve the dispute through the West Jakarta District Court.

ARTICLE 7 TERMINATION OF AGREEMENT

  1. This Agreement can be terminated before the end of the Cooperation Period based on the written agreement of the PARTIES.
  2. Either PARTY may terminate this Agreement, with written notice at least 30 (thirty) calendar days before the termination becomes effective ("Termination Notice") in case:
    • of a continuous and unremedied breach of contract by one PARTY to the satisfaction of the other PARTY within 30 (thirty) calendar days after the breach occurred;
    • one PARTY is declared and/or files for bankruptcy/insolvency in court;
    • one PARTY is involved in criminal/penal actions;
    • one PARTY is involved in a civil case that materially disadvantages the other PARTY.
  3. The termination of the Agreement will not eliminate and/or abolish the rights and obligations of each PARTY that must still be settled in accordance with the terms and conditions of this Agreement.
  4. The termination of this Agreement in accordance with its provisions will occur without the need for a court order and the PARTIES hereby agree to waive the application of Article 1266 of the Indonesian Civil Code to the extent that a court decision is required for the termination of the agreement.

ARTICLE 8 CONFIDENTIALITY

  1. The PARTIES hereby agree not to disclose or disseminate in any way any and all data including, but not limited to, this Agreement, financial data, information (written or oral), images, plans, maps, documents, and other matters related to trade secrets, clients, business, organization, transactions, employment, and efforts of the PARTIES, and the PARTIES agree that any Confidential Information will only be used for the purpose of implementing the Agreement and not used for any other purpose outside what is stated in this Agreement ("Confidential Information") to external parties or the public.
  2. If it is required to disclose Confidential Information under this Agreement, the concerned PARTY must obtain prior written approval from the other PARTY.
  3. One PARTY, at any time, may request in writing from the other PARTY to return and/or destroy (if possible) the Confidential Information and not keep any copies of it.
  4. If one PARTY discloses, leaks, or disseminates the Confidential Information of the other PARTY that endangers the continuity of the Cooperation and/or causes harm to the business activities of one PARTY, the disclosing PARTY must:
    • return the data, information, and/or documents that are the basis for the disclosure of the Confidential Information; and/or
    • compensate for all losses, including but not limited to material losses suffered by the aggrieved PARTY.

ARTICLE 9 MISCELLANEOUS

  1. Each PARTY's rights and obligations under this Agreement may not be transferred, pledged, or assigned to any party without the prior written consent of the other PARTY, unless expressly stated in this Agreement.
  2. Except as otherwise stated in this Agreement, this Agreement and its Annexes (which are integral parts of this Agreement) represent the complete and exclusive statement of the terms of the agreement between the PARTIES regarding the subject matter and supersede all previous understandings, agreements, or representations by the PARTIES, whether written or oral, to the extent related in any way to the subject of this.
  3. This Agreement is signed by the authorized representatives of each PARTY at the time this Agreement is signed. Therefore, if there is a change in the management of each PARTY, the new management must comply with and/or obey the entire contents of this Agreement, and the change in the management cannot be used by the PARTIES as a reason to reduce the content of this Agreement.
  4. The titles of the Agreement or articles in this Agreement are for reference only and cannot be used to interpret the contents of the articles, let alone to interpret the entire contents of this Agreement.
  5. In the event of any inconsistency or conflict between the title of the Agreement or article titles and the content or entirety contained in this Agreement, or in contradiction with the provisions contained in the appendix, the provisions within this Agreement shall be used and prevail.
  6. Any provision of this Agreement that is prohibited or unenforceable in any jurisdiction shall be ineffective in such jurisdiction to the extent of such prohibition or unenforceability without invalidating the remaining provisions of this Agreement, and any such prohibition or unenforceability in any jurisdiction shall not invalidate or render unenforceable such provision in any other jurisdiction. In the event any provision of this Agreement is deemed invalid, the PARTIES shall immediately renegotiate in good faith a new provision to restore this Agreement as closely as possible to its original intent and effect.
  7. If one or more provisions of this Agreement are invalid, illegal, or unenforceable in any respect under applicable law, the invalidity, illegality, or unenforceability shall not affect any other provision of this Agreement, and the remaining provisions shall continue in full force and effect.
  8. This Agreement constitutes the entire agreement between the PARTIES and supersedes all previous communications, representations, or agreements between the PARTIES, whether oral or written, concerning the matters contained in this Agreement. The terms and conditions of this Agreement shall not be modified, altered, or amended except by a written amendment signed by the PARTIES. Therefore, no PARTY has the right to act in contradiction to this Agreement based on any prior agreement, understanding, or representation, except in cases of fraud.
  9. The PARTIES agree to sign and adhere to this legal document and to perform and execute all further acts and deeds necessary or appropriate for the implementation of the provisions of this Agreement.

Terms defined in this Agreement in the singular form shall have a correlative meaning when used in the plural form and vice versa.

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